There are nights when the craving for something sweet settles in before I’ve even cleared the dinner dishes. I don’t always have a low-carb dessert ready to go, but when I don’t, this Keto Cheesecake Fluff saves the evening every single time.
With just three simple ingredients and about five minutes of prep, this mousse-like treat delivers creamy, satisfying sweetness—without the sugar or guilt.
What I love most is that it’s not just for me. My kids adore it too, and let’s be honest, that’s a huge win in any busy kitchen.
I’ve even started keeping small jars of this fluff in the fridge for whenever that dessert craving sneaks up—because it always does!
Table of Contents
Why You’ll Love This Keto Cheesecake Fluff
Whether you’re new to keto or just love easy desserts, this recipe checks all the boxes. It’s sugar-free, gluten-free, grain-free, and even Trim Healthy Mama-friendly.
Most importantly, it tastes incredible. It’s rich, velvety, and feels indulgent while keeping your macros in check.
Best of all? No baking. No waiting for something to set or cool. It’s instant comfort and joy in a bowl.
Ingredients That Make Magic
Cream Cheese
I always reach for full-fat blocks of cream cheese. It’s essential for that thick, luscious base that makes this fluff feel like a bite of cheesecake without the crust. Make sure it’s softened to room temperature—it whips up much better that way.
Heavy Whipping Cream
Cold heavy cream is your best friend here. The colder it is, the easier it whips into those gorgeous stiff peaks we need for the fluff to hold its shape.
Powdered Sweetener
I always go with a powdered sweetener rather than a granular one. It makes a world of difference. Granules won’t dissolve properly and will leave you with a gritty texture. Powdered sweetener ensures every bite is smooth and creamy, just as it should be.
How to Make Keto Cheesecake Fluff
Step 1: Whip the Cream
Start with whipping your chilled heavy cream until it forms stiff peaks. I use a stand mixer for this part to save on time and effort. Once whipped, gently transfer the cream to another bowl and set it aside. The texture at this point is light and airy—exactly what we need for the final fold.
Step 2: Blend the Base
In the same mixer bowl (no need to clean it), combine your softened cream cheese and powdered sweetener. Beat until the mixture becomes fluffy and light. This part is where that cheesecake flavor really starts to shine.
Then, fold in about one-third of your whipped cream into the cream cheese mixture. This helps lighten the base and makes it easier to incorporate the rest of the whipped cream without deflating it.
Optional but totally worth it: Add a splash of vanilla extract here if you’re craving that classic cheesecake flavor boost.
Step 3: Bring It All Together
Gently fold in the remaining whipped cream until fully combined. Take your time—rushing this step can knock out all that beautiful air you just whipped in. Once it’s all folded together, you’re done!
Spoon the fluff into small bowls or mason jars, top with fresh berries if you like, and enjoy immediately. Or, refrigerate for later—it holds up beautifully.
What Can I Top This Keto Cheesecake Fluff With?
While this keto cheesecake fluff is already incredibly satisfying on its own—smooth, creamy, and slightly tangy with just the right touch of sweetness—there’s something magical about adding your favorite toppings. It’s like dressing up for a party when you already look great. You don’t need the extras… but oh, they make the experience feel special.
Sugar-Free Caramel Sauce
I have a serious soft spot for caramel. There’s just something about that deep, buttery sweetness that feels like a warm hug. When I drizzle homemade sugar-free caramel sauce over my cheesecake fluff, I can’t help but savor every single spoonful. It’s luxurious, velvety, and completely guilt-free. I’ve been known to lick the spoon (and the bowl) clean!
Chocolate
If you’re a chocolate lover like me, then you’ll appreciate what just a few sugar-free chocolate chips can do. They add a slight crunch and rich cocoa flavor that pairs beautifully with the smoothness of the fluff. Sometimes I’ll crush a few pieces of a keto chocolate bar and sprinkle them on top. Other times, I go all out with a drizzle of sugar-free chocolate syrup. Either way, it’s pure heaven.
Fresh Berries & Fruit Flavorings
On days when I want something lighter and a little refreshing, I add a handful of fresh berries—like raspberries, blueberries, or sliced strawberries. They bring a natural sweetness and a juicy burst that contrasts perfectly with the richness of the fluff. I’ve also played around with swirling in strawberry puree or drizzling a lemon dessert sauce right over the top. The lemon version is especially dreamy—it makes me feel like I’m indulging in a summery cheesecake without all the carbs.
Citrus Zest
A little lemon or lime zest goes a long way. It’s amazing how just a pinch of those fragrant curls can brighten the whole dessert. I often zest directly into the fluff while folding everything together or sprinkle a little on top just before serving. It gives such a lovely fresh note that cuts through the richness.
Nuts
Crunchy, buttery nuts are always a win. I’ve added sliced almonds, crushed walnuts, even pecans (sometimes candied with keto sweetener and a touch of cinnamon). That contrast in texture is absolutely divine. It gives the dessert a more sophisticated finish, like something you’d find at a fancy bakery.
Toasted Coconut
I don’t always use coconut, but when I do, I toast it lightly in a skillet until it’s golden and fragrant. Then I sprinkle it over the fluff for an extra layer of nutty, tropical flavor. It’s especially wonderful when paired with some berries and a bit of lime zest—very beachy and bright!
Peanut Butter
This one might sound a little unusual, but trust me—it works! When I mix a spoonful of peanut butter into the cream cheese mixture before folding in the whipped cream, the result is a rich, nutty twist on cheesecake fluff. It’s like peanut butter pie filling but lighter and airier. If you love the flavor of peanut butter cups, you have to try it.
Mix, Match, and Make It Your Own
The beauty of this dessert is how endlessly customizable it is. Some nights I go simple—just a scoop in a bowl. Other nights I get creative and layer it in jars with toppings to make parfaits. There are no rules here, just opportunities to make something that feels right for your mood or the moment.
Common Questions About Keto Cheesecake Fluff
I’ve made this fluff so many times, and I still get excited every single time. But I also remember all the questions I had when I first started making it. If you’re wondering the same things, I’ve got you covered.
Do I Have To Use Powdered Erythritol?
Yes, definitely. If there’s one thing I learned the hard way, it’s that granulated sweetener just doesn’t work well here. The texture ends up gritty and far from that creamy smoothness we’re aiming for. Powdered erythritol blends perfectly into the cream cheese, giving you that luxurious, silky finish that makes this dessert so addictive. I always keep some powdered on hand just for this recipe.
Do I Need To Chill It Before Eating?
You don’t have to, but sometimes I like to. If you’re like me and enjoy it a bit firmer and extra cold, go ahead and let it chill in the fridge for a few hours. But if you’re impatient (and let’s be honest, who isn’t when it smells this good?), you can eat it immediately. It’s soft and fluffy either way. I’ve even been known to sneak a few spoonfuls straight from the mixing bowl.
Does It Taste Like Actual Cheesecake?
In a word: yes. It’s basically the dreamy filling of a cheesecake—creamy, tangy, sweet—without the crust. You get all the flavor you love from traditional cheesecake, minus the carbs and the bake time. If you’ve ever had a slice of low carb cheesecake and thought, I wish I could just eat the filling, this fluff is your dream come true.
The only big difference? Sweetener. Instead of regular sugar, we’re using powdered erythritol to keep things keto and diabetic-friendly. But honestly, it doesn’t feel like a compromise at all. The flavor is spot-on, and the texture is just… divine.
Keto Cheesecake Fluff (RECIPE)
Craving a sweet, low-carb treat? This Keto Cheesecake Fluff takes just 5 minutes and three simple ingredients to whip up a light, creamy dessert that’s perfect for a quick snack or post-dinner indulgence.
Quick Details
- Prep Time: 5 minutes
- Total Time: 5 minutes
- Course: Dessert / Snack
- Cuisine: American
- Yield: 4 servings
- Calories per Serving: 390 kcal
Ingredients
- 8 oz cream cheese, softened
- 8 oz heavy whipping cream
- ½ cup powdered keto-friendly sweetener (like erythritol or monk fruit blend)
Step-by-Step Instructions
- Whip the cream: In a mixing bowl, beat the heavy cream until it forms stiff peaks. Set aside.
- Mix the base: In another bowl, blend the cream cheese and powdered sweetener together until the mixture becomes light, smooth, and fluffy.
- Combine: Gently fold in one-third of the whipped cream to the cream cheese mixture to lighten it. Then slowly fold in the remaining whipped cream until fully incorporated.
- Serve: Spoon or pipe the fluff into small cups or dessert bowls. Serve right away or chill for a firmer texture.
Storage Tips
- Refrigerate: Store in an airtight container or cover with plastic wrap. Keeps well in the fridge for 5 to 7 days.
- Freeze: You can freeze it for up to 3 months. It tastes amazing slightly frozen—just let it thaw for about 30 minutes before enjoying.
Nutrition Facts (Per Serving)
- Calories: 390
- Total Carbs: 4g
- Net Carbs: 4g
- Protein: 5g
- Fat: 40g
- Saturated Fat: 24g
- Cholesterol: 140mg
- Sodium: 204mg
- Potassium: 121mg
- Sugar: 2g
- Vitamin A: 1,595 IU
- Vitamin C: 1mg
- Calcium: 92mg
- Iron: 1mg